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Simplifying Finance,
Empowering Purpose

We make finding the right loan simple and stress-free, helping you achieve your goals while making a meaningful impact.


Save time and money

Save time and money with our finance experts. Let us handle the research, paperwork, and lender negotiations to secure the right loan for you.


Access expert guidance

Access expert guidance and personalised support. Compare over 40 lenders to find the right loan for your unique financial needs and goals.


Make an impact

Make an impact with every loan. 10% of our commission goes to good causes, turning your financial decisions into a force for positive change.

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OUr 4-STep Process

We make finance simple

Get started today with our simple 4-step process.


1. Understand what matters to you

We’ll take the time to understand your unique situation, so our advice is always relevant and tailored to your financial goals.


2. Provide you with some options

We’ll do the research, narrow down your choices, and present a few well-matched loan options, guiding you through the decision.


3. Get everything sorted for you

Once you’ve chosen your preferred loan, we’ll handle the paperwork, liaise with the lender, and manage everything through to settlement.


4. Support you as life changes

We’ll check in regularly to make sure your loan still fits as circumstances change and look for ways to save you money along the way.

About US

More than mortgages

Welcome to Purpose Driven Finance, where financial expertise meets purpose-driven values. We make finding the right loan simple and stress-free, empowering you to achieve your goals while making a meaningful impact.

Whether you’re a first home buyer, business owner, investor or looking to refinance, we guide you every step of the way with expert advice and access to over 40 lenders. Any broker can get you a great rate. We support you from your first enquiry through to settlement and beyond. It’s about building long-lasting relationships and helping you feel confident at every step.

When you choose to work with us, you’re also contributing to something bigger with 10% of commissions earned going directly to good causes for the life of your loan.


Discover More

Let us answer your

Frequently asked questions

We understand that accessing finance can feel daunting, that’s why we’ve answered some of the questions we’re asked most often. If you don’t find what you’re looking for, please don’t hesitate to get in touch.


Get Started

A finance broker helps you understand your borrowing options and find a loan that suits your needs and goals. Rather than approaching individual lenders yourself, we compare options across a broad range of lenders, provide advice on a suitable loan structure, negotiate on your behalf, and guide you through the process from application to settlement and beyond.


Unlike a bank, which only offers its own products, a mortgage broker can compare options across a broad range of lenders. At Purpose Driven Finance, we have access to 40+ lenders and can advise on lender policies, loan types and structures, government schemes and available offers. We’re legally required to act in your best interests and can pivot to another lender if needed, for example, in the case of a valuation shortfall.


Our service is typically free for you, as we’re paid a commission by the lender when your loan settles. In certain circumstances, a fee may apply, but this will always be explained and disclosed upfront. We’re committed to full transparency, and our recommendations are based on what’s right for you, not how much we’re paid. We’ll clearly explain your options and why we’ve recommended a particular loan or lender.


Choosing the right broker comes down to experience, trust, communication and access to a broad range of lenders. Look for someone who takes the time to understand your goals, explains your options clearly and is transparent about their recommendations. A good broker should not simply secure your loan, but provide advice, guidance and ongoing support throughout the process and beyond.


It’s never too early to speak with a mortgage broker. Getting in touch early helps you understand your borrowing capacity, develop a winning buying strategy and overcome potential roadblocks. It also gives you time to explore any grants, concessions or government schemes available to you, while benefiting from your broker’s support and guidance throughout the entire buying process.


We generally recommend obtaining pre-approval before you start looking for a property. It gives you a clear understanding of your borrowing capacity and price range, so you can search with confidence. It also puts you in a stronger position to make a confident offer with the best possible terms for the vendor, which can sometimes make the difference in a competitive market.


How much you can borrow depends on factors such as your income, living expenses, dependants, existing debts, property, loan purpose and lender policies. Importantly, borrowing capacity can vary significantly between lenders. After understanding your financial position, we can give you a clear picture of your borrowing options and, where appropriate, suggest ways to improve your borrowing capacity.


There’s no specific deposit required to get started. Depending on your circumstances, some buyers may be able to purchase with as little as a 2–5% deposit, while others may be able to use existing equity, gifted funds or a family guarantor. The best place to start is with a conversation, so we can understand your position, explain your options and help you put a plan in place.


The timeframe can vary depending on your situation and the lender you choose. Generally, from initial enquiry to loan approval, it can take anywhere from a few days to a few weeks. Where required, we can move quickly and work with your timeframe. Providing the required documents promptly also helps keep things moving, and we’ll keep you informed throughout the process.


We can assist with a broad range of lending, including home and investment loans, construction and bridging loans, reverse mortgages, SMSF and commercial lending, business loans, asset finance and private lending. We also specialise in self-employed lending, including full-doc and alt-doc options, as well as company and trust borrowing. We’ll help determine the most appropriate loan and structure for your circumstances and goals.


We love helping first home buyers understand their options and navigate the buying process with confidence. Depending on your circumstances, you may be able to purchase with as little as a 2–5% deposit, or potentially less with a family guarantor. We’ll help you understand available government schemes, grants, stamp duty concessions and lender offers, while providing guidance and support throughout the entire journey.


Many of our clients are property investors, from those purchasing their first investment to experienced investors growing their portfolio. We can help with borrowing capacity, loan structure, lender selection and planning for future purchases. We support individual, company, trust and SMSF borrowers, helping you develop a lending strategy that supports both your current purchase and longer-term investment goals.


Building a new home is exciting, and we can help make the finance side as smooth as possible. We assist with full-doc construction loans, including for first home buyers, as well as alt-doc, cost-plus, owner-builder and capitalised interest options. We can assist with loan structure, valuations and progress payments, liaise with your builder, and guide you from planning through to completion.


Yes. Whether you’re looking for a better interest rate, wanting to improve cash flow, consolidate debt, fund renovations or release equity for a new purchase, we can help. We’ll review your existing lending, compare options across our lender panel and help determine whether refinancing makes sense for your circumstances and longer-term goals.


Yes. We work with many self-employed borrowers and understand that income doesn’t always fit neatly into standard lending criteria. Depending on your circumstances, we may be able to use alternative forms of income verification, such as financial statements, BAS, bank statements or an accountant’s letter. We can assist with both full-doc and alt-doc lending, including where you’ve recently started a business or changed business structure.


Yes. Not all income fits neatly into standard lending criteria, and different lenders have different policies around what they’ll accept. We can help with income such as tax-free and salary packaged income, bonuses, commissions, allowances, Centrelink benefits, child maintenance, dividends, rental income and trust distributions. We’ll assess your overall position and identify lenders that appropriately recognise your personal circumstances.


Potentially. Having limited income doesn’t always mean you can’t borrow. Depending on your circumstances, options may include bridging finance, lease-doc lending using rental income, reverse mortgages for eligible borrowers aged 55+, asset-backed lending or private lending. Many of these options rely more on your assets and a clear exit strategy than traditional income. We’ll assess your position and help identify the most appropriate option for your needs.


Yes, often. Having a poor credit history doesn’t necessarily mean you can’t get a loan. Depending on your circumstances, we have access to lenders that will consider defaults, missed payments or other credit issues. We’ll review your credit history, explain how it may affect your options, and help identify suitable lenders or steps you can take to improve your position before applying.


Yes, often. Being declined by one lender doesn’t necessarily mean another lender won’t approve your loan. Lenders have different policies, credit criteria and risk appetites, so the key is understanding why your application was declined. With access to 40+ lenders and broad industry experience, we can assess your circumstances, identify suitable options and match your application with a lender whose policy might better fit your situation.


Yes. We work with clients Australia-wide, including many who invest in states other than their own. Our flexible digital approach makes working with us easy, whether you’re interstate, working remotely or managing a busy schedule. Appointments are generally held by video call, with ongoing support by phone, SMS and email. Wherever you’re located, we’ll guide you through the lending process from start to finish.


Settlement isn’t the end of the journey. We’ll make sure your new loan is set up and working as intended, and conduct an annual review to ensure it continues to meet your needs. We’re also here for any loan maintenance, changes or future borrowing needs, while looking for opportunities to improve your loan or save you money along the way.

Access over 40 lenders in one place

We compare the market and help you select the right lender.

Commonwealth Bank Westpac
NAB ANZ
Firstmac Reismac
LaTrobe Liberty
Bluestone AMP
ME St George
Mac Bankwest
Suncorp ING
pepper Heartland
Heritage BOM
BankSA Bendigo
Ubank Teachers Mutual
What We Do

Experience you can trust

At Purpose Driven Finance, we take the complexity out of finance so you can focus on what matters most. Whether you’re buying your first home, growing your investment portfolio, or securing business finance, we provide clear, straightforward advice and access to 40+ banks and lenders to help you find the right solution.

Led by Jason Van Haaster, an award-winning mortgage lender and private client specialist, Purpose Driven Finance combines expertise across banking, financial services, and the charity sector. From pre-approval through to settlement and beyond, our tailored approach ensures you receive competitive loan solutions and ongoing support, without the stress.



Home Loans and Investment Loans

Buying your first home or growing your investment portfolio? Need a pre-approval or support as a self-employed borrower? We help you secure the right loan for your goals. We negotiate on your behalf, manage the paperwork, and guide you through every step. Saving time, reducing stress, and ensuring nothing gets missed along the way.

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Business and Commercial Finance

Running a business and need funding to grow, manage working capital, or invest in property? We understand the pressures of timing, cash flow, and growth. We help you secure the right business or commercial loan. From overdrafts and business loans to property finance, we compare lenders, structure the deal, and manage the process from start to finish.

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SMSF Loans and Private Lending

Using your self-managed super fund to invest in property? We secure compliant SMSF loans, structured to meet your obligations and long-term goals, including limited recourse borrowing arrangements. Need funding outside traditional lending? We also work with private lenders to deliver flexible, short-term solutions for time-sensitive or complex scenarios.

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Asset Finance

Financing vehicles, machinery, or equipment for your business? We compare banks and specialist lenders to help you access flexible, tax-effective finance that fits your needs. From structuring the loan to end-of-term options, we make it easy to move forward without tying up your cash flow. Fast approvals and low-doc options are available.

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WHAT PEOPLE SAY ABOUT US

Recommended by clients, partners and peers

“Jason has a strong command of the industry, providing precise and reliable information on loan features and rates. His straightforward approach reflects his expertise, making the entire process clear and hassle-free.”
Luke WhittakerVictoria Operations Manager
“Jason is the best Relationship Manager I ever had! He is a person of great people skills and with impeccable integrity and professionalism.”
Karl GuoSenior Technical Lead
“When it comes to finance, you want someone in your corner who has integrity and is true to their word, that’s what you get with Jason. I’ve known him personally for well over a decade and I highly recommend him!”
Eric AgyemanMotivational Speaker
“Jason and his team have been fantastic to work with in securing a great loan at a competitive rate. 5 Star rating, and I highly recommend the services of Purpose Driven Finance.”
Christopher Trodden Executive Strategist
“Jason has been a pleasure to work with — friendly, honest, and happy to help any time of the week. Thank you for your genuine care, guidance and support.”
Michael Johnson Construction Leading Hand
” Jason has been such a pleasure to work with — genuinely friendly, honest, and always willing to help. Thank you, Jason, for all your guidance and support so far.”
Robin RajuOperations Manager
“I couldn’t be happier with my experience. From start to finish, they provided the best service I’ve ever encountered from a finance broker. They are genuinely friendly, always responsive, and their depth of expertise was clear at every step.”
Jesse FallowfieldEnterprise Account Executive
“Jason and his team provided exceptional assistance throughout the process. They kept us well informed and updated at every stage. His transparency and attention to detail were highly reassuring.”
Olive RuttoRegistered Nurse
“Thank you, Jason, for your incredible support and service in helping our family purchase a home. You made the entire process easy to follow from start to finish, and we truly appreciated your guidance every step of the way.”
Mereia LatianaraProduction Manager
“Jason was easy to work with, always explained things carefully and with a considered approach, communication was a breeze and prompt in his responses.
Top rate experience and 5 stars all the way.”
Nizar MahriBusiness Owner
“Purpose Driven Finance are thorough, efficient, strategic, and friendly. Most of all they deliver a great result.”
Luke ConnaughtonCEO
“Jason is a brilliant broker, thorough in approach and covered the whole process, we knew we were in good hands and we have had several loans settle with Jason. Looking forward to engaging again when needed.”
Dave FallowfieldSpecialist Account Executive
“Jason got an outcome for me that another specialist broker was unable to obtain. I’m very grateful! His history in Private Banking gave him an edge, and his frequent communication was appreciated.”
Paul DerhamManaging Partner
“Jason was absolutely amazing to work with and without him we wouldn’t have been able to get our dream home. He came to us with facts and figures and kept us well informed throughout the entire process.”
Almand ThomasSales & Account Manager
“Jason was phenomenal in helping us purchase our first home. He was meticulous, knowledgeable and supportive – thank you so much!”
Francis BestSecondary School Teacher
“Jason was great and easy to deal with in refinancing our home loan. He was clear and straightforward and let us know the process every step of the way
Highly recommend and will continue using him in the future!”
Taylor ScuddsLandscape Gardener
“We engaged Jason at a time of high stressful financial situation in our lives. He quickly found us the lender who refinanced our loan. The process was seamless and less stressful than we anticipated. I admire Jason’s ethics and professionalism.”
Ken BoardmanSenior CAD Design Engineer